PERSONAL LOAN



Personal Loan - Get Finance for your every need

Dreaming of a vacation, a perfect wedding, home renovation or a much desired gadget,
you no longer need to wait to realize your dreams. Make life picture perfect with ICICI Bank
Personal Loans.



Introduction to HDB FINANCIAL SERVICES Personal Loan

  • Multi-purpose loan
  • Fixed rate of Interest, Interest charged on monthly reducing basis
  • Flexible tenures up to 60 months
  • No security, no collateral
  • Loan payable in easy installments
  • Repayment through Auto-debit / ECS / PDC
End use of the ICICI Bank Personal Loan can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency.

Interest Rates

Personal Loan Interest Rate
Attractive interest rates as low as 0.95 Paise Flat onwards* on your personal loan.


Convenient and Fast : Benefits of HDB financial Service Personal Loan

Instant Personal Loans
Get a loan without any security or guarantor with minimum documentation. Loan Disbursement within 72 hours* of document submission.
  • Interest rate remains unchanged throughout the loan tenure
  • Simple documentation - It can be accessed with minimal paperwork and documentation and doesn’t take much time.
  • Quick processing
  • Direct credit of the loan amount through Fund Transfer (FT)
  • Simple repayment options of ECS, AD or PDC. You can also choose duration as per your choice and tenure starts from minimum 12 months to maximum 60 months